FAQ's

Based on the value of your vehicle and the work being performed you could be eligible for as much as $10,000.

Loans can be used towards service, accessories, rims and tires for your vehicle. Parts installed on your vehicle along with the applicable labour and taxes are eligible. * some limitations apply.

There are no approvals! Everyone gets a maximum loan amount based on the value of their vehicle. It takes SECONDS using our Max Loan Calculator found on the home page.

No worries, we don't do a credit check. All max loans are based on the value of your vehicle.

Absolutely! We encourage you to pay off your loan as soon as possible. Using the MyDC Borrower Portal to access your loan enables to make lump sum payments or even move a payment whenever you want.

Our loans are designed to ensure you have a low monthly payment for your peace of mind. Loans under $1,200 have a 12 month term and loans $1,200 or more have a 36 month term.

You can finance the portion it does cover and pay any amount over the limit directly to the service centre.

Yes, you do need to own the vehicle. It is ok if you have the vehicle financed through a third party, but you will need to provide proof of ownership. You will also need to provide proof of active insurance on the vehicle.

Yes, as long as your vehicle is not leased.

Yes. There is no proof of employment required.

Payments are set up for automatic monthly withdrawal from your bank account.

We are here to help. Simply log in to our online portal and it will allow you to delay your upcoming payment by up to 15 days.

Payments will vary depending on the amount borrowed and term of your loan. Our interest rates are comparable to that of a department store or box box store charge card.

Yes.

Yes, except "vehicles used for hire" (taxis, buses, rentals, etc.) do not qualify.

Yes. A GPS device will be sold to you and installed on the vehicle. You will be able to perform locates any time you want to use our online portal. The cost of the GPS will be included in your loan and built into your monthly payment.

After your loan is complete you can continue to make use of the GPS features for as long as it's subscription is active. If you get another loan with Driver Capital you can re-use your current device. If you no longer wish to use the GPS, your GPS hardware may qualify for Driver Capital's Buy Back Program.

Your loan must be paid out if your vehicle is traded in. Prior to trading in your vehicle, ask for a payout statement to provide to the dealership. They may be able to include the payout in the financing of your new vehicle.